Affirm Individual Debts Reviews

Affirm Individual Debts Reviews

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Many Helpful Good Review

I desired a power skateboard but had no moo-lah. Affirm had my straight guaranteed debt consolidation loans bad credit back however. They fronted me personally the dough for my wheels that are sick managed to make it quite simple also. They did not also keep a small ding back at my credit rating cause there was clearly no difficult pull. In fact. I do not see all of them EVERYWHERE back at my CR. Oh well. Whatever. I acquired the things I desired. “MOST” associated with bad reviews are likely people who did not spend their particular junk on time and would like to put the fault on Affirm for a blemished rating. Some unfavorable reviews may be as a result of loan maybe not turning up regarding the credit history. which will be clear. So far as MY private knowledge about Affirm? Five stars Bros! continue the good work!

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Most Helpful Bad Review

Innacurate reporting to experian

We have a fantastic on time re payment record along with of my reports. We went along to submit an application for that loan and ended up being denied because affirm stated that I became 3 months later to experian. The account ended up being repaid in complete and I also have evidence. Now i must dispute it. Also the inquiry that is hard denial regarding the loan I became simply denied. Don’t get that loan using this organization. They shall mess your credit up for no-fault of your.

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These reviews were published by present and previous borrowers within the this past year.


We requested a trip loan but attempted to terminate within 24 hours but had been denied . I finished up in medical center and delivered evidence w my EOB which entirely invaded my privacy but still no reimbursement

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RIPOFF RIPOFF RIPOFF. Business cancelled my contract and refined the reimbursement but Affirm is refusing to refund straight straight back. Keep in mind given that they have actually your SSN they’ll threaten you to definitely destroy your credit rating. CANNOT GIVE YOUR SSN

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Each loan hurts your FICO rating

We launched my account on 1st 2019 for a year loan agreement I paid off my loan in full in November 2019, but to this day they still are reporting that I’ve only paid 8% off of my loan I disputed it with Experian and after that dispute affirm insist I’ve only paid 8% even though my statement says paid in full this has hurt my FICO score tremendously and it also lowers your credit history which hurts your credit as well october. The quantity into the credit dispute line is definitely busy and customer care will not deal with this kind circumstances. The mortgage procedure had been quite simple however it is perhaps maybe not well really really worth destroying your credit.

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Effortless, transparent, convenient

Helps my credit and simple to utilize. Three loans that are small far, no problems with no interest compensated. Like it. Thanks A Lot Affirm

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Keep away from them

Worst customer support. Will not offer the client like a credit card business if your dispute occurs using the supplier. They truly are ripoffs, liars and downright seedy. They will certainly provide you with credit, certain, but at a rate that is insane once again, no help whatsoever. Adhere to reputable charge card businesses.

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Paid down over 30 financial financial financial loans. Can’t have approved for absolutely nothing today. We paid then 1000s of dollars currently. very ca that are disappointed get financing for xmas shopping.

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Same! It really is strange they do not support dedicated consumers.

We have done company with Affirm for pretty much 24 months today and I also definitely love them! Indeed you pay in interest however it isn’t that bad in the event that you don’t the interest still isn’t that bad compared to other companies that want almost double back if you pay it off early and give bigger payments even. They will have reported into the credit bureau which includes boosted my rating (many thanks for the lol). I do not realise why there’s a lot of reviews that are bad We accept pp so it’s most likely the client if there have been any problems. My knowledge happens to be great! I would personally suggest all of them!!

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Affirm is a fraud – steer clear

I will develop a site with all the current customer care correspondences and certainly will upgrade my reviews. For the time being but desired to upload here because i will be therefore aggravated at this time.

Whenever checking out the checkout procedure to my mattress I picked the possibility for affirm and put on terms where i really could pay back within a few months with no APRper cent. Once I obtained the verification e-mail the terms were very different than the thing I had chosen. We received 2 contradictory e-mails from their particular customer care representatives, the very first one claiming that there is a mistake to their web web web site and an emal that is second had been really matter-of-fact and stated either pay it back or terminate your purchase, nothing is we are able to do about this.


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Maybe perhaps maybe Not worth every penny

They don’t really encourage commitment. Even with 2 fast and effective loans they reduced how much credit I could access with them. Very first time i obtained authorized for as much as 1900 to my acquisition on Wayfair( paid it well within per year) 2nd time Wayfair once once again 3400(paid it well in half a year) and today they do say I am able to just access 1600 on a higher interest to my purchase. On the top of that we did not even understand they hurt your rating till we arrived here lol

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If you may well ask for credit then anticipate it to have reported. Then you need to go to a check cashing place or micro loans if you don’t want it reported. It really is naive to believe usually. I am a new comer to Affirm, but was grateful when it comes to possibility to improve my credit history with them.

easy application, payments

It absolutely was simple to use and be considered. We set-up payments that are automatic my credit score went up about 20 things in half a year.

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**Annual amount Rates, regards to loan, and monthly premiums provided tend to be projected and had been developed predicated on evaluation of data supplied by the buyer and rate that is available from loan providers. The loan information is presented without warranty and the estimated APR or other terms presented do not bind any lender while efforts have been made to maintain accurate information. Loan providers generally speaking have actually a variety of offered APRs (as an example, a lender’s range could be 2% to 12%) and just borrowers with exemplary credit will be eligible for a the most affordable rate offered. Your APR that is actual will upon aspects examined during the time of application, which could add credit rating, loan quantity, loan term, automobile information, credit consumption and record. All financial loans tend to be at the mercy of credit analysis and endorsement. Also, design 12 months, loan-to-value, minimal loan stability mileage, earnings, financial obligation, etc. constraints may use. When assessing offers, kindly review the lender’s conditions and terms for extra details.

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